If your primary investment goal is retirement, taxes need not be a major issue. Thanks to federal laws designed to encourage retirement savings, several special kinds of investment accounts are currently available that enable you to save on current taxes as you invest for retirement. Any mutual fund investment can enjoy major tax benefits if it is placed in one of these tax-deferred retirement accounts. Every smart investor who is putting away money for a comfortable old age owes it to himself or herself to open such an account. Your money grows much faster in a tax-deferred account than in an ordinary
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